What Does a Title Company Do?

The final step in a real estate transaction is called closing or settlement. It's the big day when the buyer meets with a signing agent to review and sign the Closing Disclosure (CD), loan documents (if applicable), title company documents and equitable transfer of ownership from the seller to the buyer happens.

The date of closing is usually established up front when the buyer and seller contractually agree on an offer. The seller is not required to attend the closing in-person; but, does need to be available one way or another to sign the necessary paperwork.

What a homebuyer can expect on closing day:

1. Arrive at your appointment: Your signing agent will be there when you arrive to guide you through your settlement  appointment. The seller, seller's agent , and your real estate agent may also be present
2. Sign your paper work: Your signing agent will present the final paperwork for you to sign. If you have questions, your closing specialist will be available throughout the closing. 
3. Notary and Final review : Your signing agent verifies and notarizes your signature , and then the closing specialist double checks everything.
4. Celebrate your closing: When your paperwork is complete, we'll notify you that everything is approved by all the stakeholders so you can celebrate!